Lifetime Transfers to Children

https://www.foremostadvice.com/pdfservice/17997809302011_212251.TEMPLATEMAST.pdf

Medicare Season

Do your part to cut down on Medicare Fraud & help guide the senior citizens in your life to trustworthy sources of information:
http://blogs.smartmoney.com/encore/2011/09/26/4-best-sites-for-medicare-information/

Innovations & Patents

http://www.youtube.com/watch?v=KiXj02bpL1g&feature=player_embedded

Video Chatting with Clients: Gaining Steam

http://www.smartmoney.com/invest/strategies/straight-to-video-your-financial-advisor-1317335281335/?link=sm_pfspend_rss&mod=smartmoney

Unknow Source Quote of Fiscal Responsiblity

There is no formal education for personal finance. Barring the extremely rare exception, personal finance is not taught in high schools, colleges, or even by most parents. How do we typically learn about our finances? Unfortunately, through our own financial mistakes and blunders, which have the potential to set us back before we even had a chance to get started.”

College Planning

http://www.lifehappens.org/some-gifts-last-forever/

Women & Their Life Insurance Needs

http://www.lifehappens.org/blog/

Women & Retirement Planning

https://www.foremostadvice.com/pdfservice/ConceptPiece.a460e814-a51c-4a87-a8ee-9c1e81fbbc30.pdf

Its almost time: Open Enrollment for Medicare

https://www.foremostadvice.com/pdfservice/17997809292011_144002.SingleDoc.pdf

Life Insurance 101

http://www.youtube.com/watch?v=3PkPGH8uiT4

Grandparents who want to help grandchildren with education costs

https://www.foremostadvice.com/pdfservice/ConceptPiece.d391fce3-8d18-42f2-ae83-a07361718dda.pdf

Grandparents raising the grandchildren (this is special to me)

http://grandsplace.org/

Guide to Long Term Care

http://www.ahip.org/content/default.aspx?bc=41|329|450

X Marks the Spot-Fixed Index Annuity from Allianz

https://www.allianzlife.com/IIG/Content/Documents/Forms_And_Marketing_Materials/SalesTools/ASI-338.pdf

Wharton Financial Institutions Center's Piece on Index Annuities

http://fic.wharton.upenn.edu/fic/Policy%20page/RealWorldReturns.pdf

Fixed Index Annuity brochure (current)

https://www.allianzlife.com/IIG/Content/Documents/Forms_And_Marketing_Materials/PFM/Marketing_and_Sales_Materials/CB52575-NFA-3.pdf

Saving for College

https://www.foremostadvice.com/pdfservice/ConceptPiece.314ac54a-b184-4341-a3f2-3957f789e03e.pdf

Planning for Estate Taxes in 2011 & 2012

https://www.foremostadvice.com/AdvisorProcess/FlashAlertPreview.aspx?iplf=ii&iptc=179978&fcaId=21

Life Insurance will help with the tax burden for your heirs

Worried about the tax burden you will leave behind to your heirs?
http://www.insurance.com/life-insurance/life-insurance-basics/life-insurance-heirs.html?WT.qs_osrc=fxb-27008110

Tax advantages of parenthood

Parenthood has tax advantages
http://www.foxbusiness.com/personal-finance/2011/03/30/tax-joys-parenthood/?test=faminc

Client Factfinder

This will help you & I discover what needs & what exposure to retirement you may have.
https://www.foremostadvice.com/pdfservice/17997809272011_110006.BBUILDER.pdf

Annuity or CD? That question is a greater than, less than question.

Question is how long do you want to "tie" up your money? Do I want the  insurance company's 5% (plus) or do I want the bank's 2% return? What works for you is the best question, let me help with the decision.
http://www.foxbusiness.com/personal-finance/2011/09/15/which-is-better-annuity-or-cd-1271175020/

Group Disability Insurance

I hear people view disability insurance as a "low priority" luxury. But if they become disabled for a period of time, how in the hell will you afford "high priority" bills? But I'm sure you have it all figured out...check out this piece on Group Disability Insurance & if you don't have it, get it!
https://www.foremostadvice.com/pdfservice/ConceptPiece.951c633d-a49f-4297-9109-c0835daf4c03.pdf

September is life insurance awareness month.

September is Life Insurance Awareness Month. It is important to Lamar Odom, find out why.
http://www.lifehappens.org/lamar-video/

Irrevocable Life Insurance Trust (ILIT)

Many americans should have a trust established, but many don't. Allow me to show you why...
https://www.foremostadvice.com/pdfservice/ConceptPiece.cc797b5a-c6eb-42b1-8587-fbb3abbc429a.pdf

How Will You Be Remembered? More importantly, how will your family survive if something should happen to you?

Leave a Legacy, Start Today!
https://www.foremostadvice.com/pdfservice/ConceptPiece.09e987e0-0a2a-4b3c-ae23-1d344bbd0feb.pdf

Changing Jobs? Old 401K? Roll it over!!

The market has been up & down, so has your 401K. Do you have an old 401K? Why continue to lose the money you have worked for? Would you like a 7% bonus on the balance when we roll it over? Would you like your principle guaranteed to not lose a penny? Then why haven't we talked? I know your 401K isn't offering that protection...
https://www.foremostadvice.com/pdfservice/ConceptPiece.42a604b1-761b-4f1f-ac24-e06f2275fce5.pdf

401K Shrinking?

The market has been up & down, so has your 401K. Do you have an old 401K? Why continue to lose the money you have worked for? Would you like a 7% bonus on the balance when we roll it over? Would you like your principle guaranteed to not lose a penny? Then why haven't we talked? I know your 401K isn't offering that protection...you could have the benefit of the market upside with no risk of losing principle invested!

Retirement Planning Resources

http://news.morningstar.com/articlenet/article.aspx?id=395358

Henryville Golf Scramble

http://www.facebook.com/#!/event.php?eid=145925268823821

Accelerating Retirement Savings With Leverage

http://www.globalfd.com/pdf/Article-NationalUnderwriterAcceleratingRetirement.pdf

September is Life Insurance Awareness Month

http://www.lifehappens.org/so-you-have-life-insurance-but-is-it-enough/

Basic Estate Planning

https://www.foremostadvice.com/pdfservice/17997809262011_174657.TEMPLATEMAST.pdf

Financial Aid 101

https://www.foremostadvice.com/pdfservice/ConceptPiece.1c02150f-dab5-41fc-a266-3dcc209d06d5.pdf