401k Plan Information:How do they work?

With market volatility and misinformation that exists about them, why trust your "nest egg" to these two factors? If you're interested in some alternatives, we have those strategies. Happy New Year's!
https://www.foremostadvice.com/pdfservice/ConceptPiece.27e51aa3-23b6-40c3-819b-1fbce04ec49e.pdf

How Grandparents Can Help Grandchildren with College Costs

https://www.foremostadvice.com/pdfservice/ConceptPiece.4161d728-5020-4b35-a713-8fb85feabe3c.pdf

Health Care Reform: Considerations for Employers

https://www.foremostadvice.com/pdfservice/17997812262011_175713.SingleDoc.pdf

2011 Year End Tax Planning Basics

https://www.foremostadvice.com/pdfservice/ConceptPiece.99a34d17-99eb-4126-ab5f-3b37ff0b06f2.pdf

Charitable Remainder Trusts

A charitable remainder trust (CRT) can be a great way for taxpayers to leverage their generosity, producing tax savings that can be used to provide greater benefits to themselves, their spouses, or others, and then to their favorite charities. Tax savings are generated because taxpayers receive income, gift, and estate tax deductions for the value of their donations, and can defer or avoid capital gains tax when appreciated assets are donated.

Charitable Remainder Trusts

https://www.foremostadvice.com/pdfservice/CaseStudy.ff045be2-c1db-44e7-ad29-99f75766e646.pdf

Traveling for the Holidays? From the Life Foundation...how to find peace of mind when traveling this Holiday season

http://www.lifehappens.org/how-i-find-peace-of-mind-when-traveling-tips-from-a-pro/

5 Crucial Estate Planning Mistakes You Are Making

http://www.forbes.com/sites/financialfinesse/2011/12/15/five-crucial-estate-planning-mistakes-you-are-making/

12 Ways to Save More & Spend Less in 2012

https://guidance.fidelity.com/viewpoints/save-more-spend-less-2012?ccsource=Twitter&vsheadline=12%20ways%20to%20save%20more%20and%20spend%20less%20in%202012&vssource=Fidelity%20Viewpoints

2011 Year End Tax Planning

https://www.foremostadvice.com/pdfservice/ConceptPiece.0457a599-c0e9-4a16-82e4-313d97a10506.pdf

How Secure Is Social Security?

https://www.foremostadvice.com/pdfservice/ConceptPiece.cb44d276-7665-4570-beaa-55467f229f4b.pdf

529 College Savings Plans

https://www.foremostadvice.com/pdfservice/ConceptPiece.b8ac190e-609f-4e38-bfa6-2ee158accf70.pdf

Annuities as an IRA Investment Option

https://www.foremostadvice.com/pdfservice/ConceptPiece.82bf67fe-1932-4d48-9d0b-bfa88f8a1aee.pdf

5 Gift Ideas to Teach Kids About Money from Life Foundation

http://www.moneytalksnews.com/2011/11/28/5-gift-ideas-to-teach-kids-about-money/

Extreme Makeover: Chance or Choice? from Life Foundation

http://www.lifehappens.org/extreme-makeover-chance-or-choice/

Children Bring New Estate Planning Concerns

http://knowledgebase.findlaw.com/kb/2011/Nov/427455.html
from Escobar & Associates Law Firm, Ltd.& Findlaw.com

Life Insurance: What would you do for love? (video from Life Foundation)

http://www.facebook.com/photo.php?v=10150401969581034&set=vb.38983337616&type=2&theater

12/8/2011 Quick: 4 Types of Money

4 types of MONEY - 1. Free Money 2. Tax-Free Money 3. Tax-Deferred Money 4. Taxable Money. Which one of these wil you fund your retirement with for the future

Fixed Index Annuity Announcement

Proud to announce that the Allianz Fixed Index Annuity is now available in the states of Kentucky, Texas & Washington and we care help you introduce you to Fixed Index Annuities. I represent many companies and research as much as possible on different companies & their products. With this strategy, we can obtain stability & security with a 0% maximum loss each year. While at the same looking at past performance of this extremely sound company, Allianz, and see why they are successful. Did I mention that we can enjoy the balance or cash deposit bonus of 7%? We can shop a few other companies that would offer 10%. For more information in these states, please contact me.

In-Service Withdrawals from your 401k plan

https://www.foremostadvice.com/pdfservice/ConceptPiece.52e67e11-9514-4d80-a0b2-c2be21eeebd6.pdf

Widows & Estate Planning

http://news.morningstar.com/articlenet/article.aspx?id=271351

Long Term Care Annuities

Something that hasn't been around too long, LTC annuities. With some you can get more "bang for your buck." And if the pool of funds for the LTC is not used, your initial premium & growth is returned to the beneficiary. 
https://www.foremostadvice.com/pdfservice/ConceptPiece.adb546e4-1290-43bd-a39e-193b48a9901e.pdf

Louisville Prospects Foundation: $5 for Friday

Today, December 2nd, is the Prospects 1st ever "$5 for Friday." What is that? It is our inexpensive way to contribute to our children's foundation. We know times are tight & that is why we only ask for $5; if you would like to give more, God bless you. If you want to donate $5, God bless you. All money goes to our mission, ask anyone involved in the program. We thank you in advance for your support. Just go to our website,
www.louisvilleprospectsfoundation.org & click the "donate" button.

12/1 Long Term Care Insurance

November 30th marked the end to Long Term Care Insurance Awareness Month. The awareness of the importance of Long Term Care shouldn't end with it. If you needed Long Term Care, why on earth would you want to spend $60,00-$80,000 of your hard earned money on Long Term Care? Why wouldn't you want to buy Long Term Care Insurance for pennies on the dollar?