Benefits without the Boss!-WSJ

http://online.wsj.com/article/SB10001424052970203436904577155033944977086.html?mod=WSJ_RetirementPlanning_MoreHeadlines

What To Do With That 401K? WSJ

One option is rolling it over into an annuity, that let's you experience the market upswing but not the downside. It guarantees the principle from loss and provides an 8% bonus on the roll over balance. Again, it is one option!
http://online.wsj.com/article/SB10001424052970203806504577182912390576168.html?mod=WSJ_RetirementPlanning_MoreHeadlines

Taking Your Pension Private-WSJ

http://online.wsj.com/article/SB10001424052970203363504577184883089027296.html?mod=WSJ_RetirementPlanning_RetirementPlanning_2

How to Make Your 401k Work Harder-WSJ

I am not a big fan of 401k plans, with what you pay is administration costs, down turns in the market & current volatility in that market. But this is a good read.
http://online.wsj.com/article/SB10001424052970203462304577138834217346506.html?mod=WSJ_RetirementPlanning_RetirementPlanning_5

Teachers' 403(b) Plans See Big Changes-WSJ

http://online.wsj.com/article/SB10001424052970204190504577039912581388668.html?mod=WSJ_RetirementPlanning_MoreHeadlines

Will the IRA Charity Rule Be Extended? WSJ

http://online.wsj.com/article/SB10001424052970203550304577138483883682446.html?mod=WSJ_RetirementPlanning_MoreHeadlines

Do you need an annuity? (Morningstar)

http://news.morningstar.com/articlenet/article.aspx?id=271351

When is the right time to purchase Long Term Care Insurance (Morningstar)?

http://news.morningstar.com/articlenet/article.aspx?id=344434

How to Talk to Your Parents About Their Money according to Morningstar

http://news.morningstar.com/articlenet/article.aspx?id=532951

5% Rise in Existing Homes Sales

http://news.morningstar.com/all/market-watch/E938F17A-D5F7-428F-87A5-7F69E3C681C4/pulse-existing-home-sales-rise-5-in-december.aspx

Prospects Financial has introduced their Free Term Life Quote Online

Check out our Free Term Life Quote Page for your free quote.

http://prospectsfinancial.yolasite.com/

Morningstar.com's Online Individual Investor Conference Jan. 21st 9 am-3 pm

In life you "always have better things to do." I guarantee while that may be true in many cases, there are far less things that are better than your financial future in many cases.
http://www.morningstar.com/Conference/?referid=B4112

Get an Advisor: Money and Time Well Spent

http://www.valeocommunications.com/2012/01/16/get-an-advisor-money-and-time-well-spent/

The New Stimulus-ICD-10 via Valeo Communications

http://www.valeocommunications.com/2012/01/16/the-new-stimulus-icd-10/

Term Life Insurance or Permanent Life Insurance? This will help.

http://www.lifehappens.org/life-insurance-product-selector/

Insurance Allows Dad to be a Dad-Life Foundation

http://www.lifehappens.org/portfolio/dan-claus-insurance-allows-dad-to-be-a-dad/

Insurance Preserves a Family's Way of Life-Life Foundation Video

http://www.lifehappens.org/portfolio/connie-hobson-insurance-preserves-a-familys-way-of-life/

1/11/2012 Quick: Style Box used for Investing

http://news.morningstar.com/pdfs/FactSheet_StyleBox_Final.pdf

Retirement Scare Tactics? I Don't Think So from Life Foundation

http://www.lifehappens.org/retirement-scare-tactics-i-don%E2%80%99t-think-so/

Student Loans and Bankruptcy

http://www.forbes.com/sites/peterjreilly/2012/01/10/student-loans-and-bankruptcy-the-debate-continues/

Tax Pros Tweak Advice About Big Gift s to Family-Forbes.com

http://www.forbes.com/sites/deborahljacobs/2012/01/10/tax-pros-tweak-advice-about-big-gifts-to-family/

College Students Take Note...

http://www.foxbusiness.com/personal-finance/2012/01/09/five-financial-resolutions-every-college-student-should-make/?cmpid=cmty_twitter_foxbusiness_five-financial-resolutions-every-college-student-should-make/

Estate Planning: Prepare for the Worst

http://news.morningstar.com/articlenet/article.aspx?id=354825

10 Tips for Charitable Giving During Retirement

http://news.morningstar.com/articlenet/article.aspx?id=374750

Key Questions for Your Legacy Conversation

http://news.morningstar.com/articlenet/article.aspx?id=396778

Don't Make Resolutions, Take Action!

http://www.lifehappens.org/dont-make-resolutions/

Trust Basics

https://www.foremostadvice.com/pdfservice/ConceptPiece.bbee00ce-9e28-4c35-b375-cb1240a6c634.pdf

5 Key Questions About Long Term Care Insurance

http://news.morningstar.com/articlenet/article.aspx?id=346045

Life Insurance Calculator from Life Foundation: Determine How Much You Need

http://www.lifehappens.org/life-insurance-needs-calculator/

Federal Income Tax Landscape for 2012 & 2013

https://www.foremostadvice.com/AdvisorProcess/FlashAlertPreview.aspx?iplf=ii&iptc=179978

1/3/2012 Quick: Retirees

According to LIMRA, 1 out of 6 retirees actually have a written plan. Since roughly 10,000 people per day are retiring...those aren't real good numbers!

What can you buy for pennies on the dollar?

http://www.lifehappens.org/dollars-for-pennies-apiece/

Help Our Children's Foundation with $5 Friday 1/6/2012

The Louisville Prospects Foundation is calling on friends & supporters for January 6th, 2012. Our first $5 Friday of 2012. It is simple go to:
http://www.louisvilleprospectsfoundation.org/ & give using the Paypal that is setup. All proceeds go to the children and you can give more, good, if not, we appreciate the $5. Thanks for your support as always.

IRS Releases 2012 Inflation Adjustments

IRS Releases 2012 Inflation Adjustments

The IRS releases inflation adjustments for 2012.

On October 20, 2011, the IRS released inflation adjustments for 2012 (Rev. Proc. 2011-52). This revenue procedure applies to taxable years beginning in 2012, and transactions or events occurring in calendar year 2012, where applicable.
The full text of these changes can be found in IRS Rev. Proc. 2011-52.

College Board Releases 2011/2012 College Cost Figures

		The College Board Releases 2011/2012 College Cost Figures On October 26, 2011, The College Board released college cost figures for the 2011/2012 academic year in its annual Trends in College Pricing report. Here are the highlights: Public colleges (in-state students): Tuition and fees increased an average of 8.3% Room and board increased an average of 4.0% Total average cost for 2011/2012 is $21,447 Public colleges (out-of-state students): Tuition and fees increased an average of 5.7% Room and board increased an average of 4.0% Total average cost for 2011/2012 is $33,973 Private colleges: Tuition and fees increased an average of 4.5% Room and board increased an average of 3.9% Total average cost for 2011/2012 is $42,224 “Total average cost” includes tuition and fees, room and board, books and supplies, transportation, and a small amount for miscellaneous costs.

1/3/2012 Quick: Standard Mileage Rates for 2012

Standard Mileage Rates Announced for 2012

The IRS has announced the optional standard mileage rates for 2012 for use in computing the deductible costs of operating a passenger automobile for business, charitable, medical, or moving expense purposes.
Effective January 1, 2012, the standard mileage rates are as follows:

• Business use of auto: 55.5 cents per mile may be deducted if an auto is used for business purposes
• Charitable use of auto: 14 cents per mile may be deducted if an auto is used to provide services to a charitable organization
• Medical use of auto: 23 cents per mile may be deducted if an auto is used to obtain medical care (or for other deductible medical reasons)
• Moving expense deduction: 23 cents per mile may be deducted if an auto is used to effect a work-related move to a new home

How Grandparents Can Help with Rising College Costs for their Grandchildren

https://www.foremostadvice.com/pdfservice/ConceptPiece.05587757-ded8-487c-98df-5f075bbe5451.pdf