Sunday, July 8, 2012

Veterans Benefits called "Aid and Attendance" and the Louisville Prospects Foundation

The Louisville Prospects Foundation offers "Aid and Assist" to offer free guidance in determining eligibility and enrolling in the VA program referred to as "Aid and Attendance."

www.louisvilleprospectsfoundation.org & www.prospectsfinancial.com


We Provide Aid and Assistance with VA’s Aid and Attendance…

Louisville Prospects Foundation, Inc. and Prospects Financial, Inc. offer a service to War-Time United States Veterans. This is a benefit to you as a War-Time U.S. Veteran. The benefit program is called the “Aid and Attendance” program.  Check with your local VA office to determine eligibility.

It offers a pre-determined monthly benefit while the U.S. Veteran requires Long Term Care while at home or residing in a retirement facility. It even has a benefit to the Veteran’s spouse. Please refer to your local VA office for more information.

The funds from the veteran’s benefits, is paid-out to the beneficiary, not the facility or any other agency. These facts and more will be discussed at a time that is convenient for you and the professional.

Prospects Financial is pleased to partner with our non-profit organization to bring our U.S. Veterans a good deed in hopes of showing our support for their sacrifice & courage. The Louisville Prospects Foundation is delighted to work with our veterans and provide some peace of mind.


Thank You,
Jay R. Jones
President of Prospects Financial


Notes:
*Members from Prospects Financial will conduct business on a volunteer basis. The volunteer professional will provide you with expert guidance through the “Aid and Attendance” program.

*The Louisville Prospects Foundation is not a Government agency. We have not entered into any financial agreement or contract with the United States government to make a profit. The “Aid and Attendance” program is a War-Time United States Veteran benefit. VA will review necessary documents to see if the veteran is eligible does qualify and is to be approved.

*Some information provided via www.vba.va.gov
What are Aid and Attendance and Housebound benefits?
  • Aid and Attendance (A&A) is an enhanced or special monthly pension benefit paid in addition to basic pension. You may not receive enhanced or special monthly pension without first establishing eligibility for basic VA pension. However, because enhanced pension is based upon a higher income limit, a claimant ineligible for basic pension due to excessive income may be eligible for enhanced pension benefits. A Veteran may be eligible for A&A when:
    1. The Veteran requires the aid of another person in order to perform his or her activities of daily living, such as bathing, feeding, dressing, attending to the wants of nature, adjusting prosthetic devices, or protecting himself/herself from the hazards of his/her daily environment,OR,
    2. The Veteran is bedridden, in that his/her disability or disabilities requires that he/she remain in bed apart from any prescribed course of convalescence or treatment, OR,
    3. The Veteran is a patient in a nursing home due to mental or physical incapacity, OR,
    4. The Veteran has corrected visual acuity of 5/200 or less, in both eyes, or concentric contraction of the visual field to 5 degrees or less.
  • Housebound is an enhanced or special monthly pension benefit paid in addition to basic pension. You may not receive enhanced or special monthly pension without first establishing eligibility for basic VA pension. However, because enhanced pension is based upon a higher income limit, a claimant ineligible for basic pension due to excessive income may be eligible for enhanced pension benefits. A Veteran may be eligible for Housebound benefits when:
    1. The Veteran has a single permanent disability evaluated as 100-percent disabling AND, due to such disability, he/she is permanently and substantially confined to his/her immediate premises, OR,
    2. The Veteran has a single permanent disability evaluated as 100-percent disabling AND, another disability, or disabilities, evaluated as 60 percent or more disabling.
A Veteran cannot receive both Aid and Attendance and Housebound benefits at the same time.

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